A finance department, without the headcount

Most compliance failures aren't caused by not knowing the rules. They're caused by nobody being responsible for watching the calendar while everyone is busy running the business.

At a glance

ModelAnnual retainershipPredictable fee
CadenceMonthly reviewPlus statutory reminders
CoversBooks, GST, TDS, payroll, ROCAnd year-round tax planning
OutputMIS and compliance statusReported monthly
First meetingFreeWritten scope, no obligation
Accounts & Taxation Monitoring

Reviewed monthly, not reconstructed annually

Running a business involves considerably more than maintaining accounts and filing returns. Regular monitoring of financial records, taxation and statutory obligations is what keeps a business out of trouble — and most businesses that get into difficulty do so not through ignorance but through the absence of a dedicated person watching.

We act as your extended finance and compliance function, continuously monitoring accounting records, taxation, statutory filings and financial transactions across the year. Issues get identified while they are still corrections rather than after they have become penalties.

Accounts & Taxation Monitoring at Ratnesh Thakur & Co.

This page is for you if

  • You're too small to justify a full-time finance team but too big to improvise
  • Your books are reconstructed at year end rather than maintained
  • Deadlines are being missed and nobody owns the calendar
  • You want a monthly number you can trust, not just an annual one
  • You inherited an accounting position you're not confident about
The service list

What we handle, end to end

We regularly review accounting entries, ledgers, bank transactions, receivables, payables, inventory records and financial statements to make sure your books stay accurate and current.

Discrepancies, unusual transactions, missing entries and reconciliation gaps are identified before they affect a decision or a statutory filing — which is a very different exercise from correcting them in a year-end rush.

We continuously review GST compliance, input tax credit, tax payments, return filings, reconciliations and statutory records, alongside income tax, TDS and advance tax obligations.

Reminders, corrective recommendations and proactive advisory are the point — the filing itself is the easy part.

Rather than waiting for year end, we run a periodic review covering GST status, income tax position, TDS compliance, accounting accuracy, cash flow, bank reconciliation, outstanding receivables and payables, statutory due dates, financial reporting and compliance risk.

You get visibility into your own position twelve times a year instead of once.

Performance should be measured more often than at audit. We evaluate profitability, liquidity, working capital, expenses, cash flow and financial ratios to identify trends early.

Recommendations focus on financial discipline, cash flow, operational efficiency and the decisions that follow from the numbers.

A calendar per client covering GST returns, income tax returns, advance tax, TDS returns, ROC filings, director KYC, payroll compliance, professional tax, FSSAI renewals, trade licence renewals and other statutory registrations.

Reminders go out well before each date, with the working prepared.

We discuss performance with owners and management regularly — what the reports mean, what the tax implications are, where the risks sit and what could be done better.

The value of a retainership is largely in these conversations rather than in the filings.

For businesses that cannot justify a full-time finance function, we act as one: bookkeeping supervision, GST compliance, income tax monitoring, TDS management, payroll review, MIS reporting, financial analysis, statutory compliance and business advisory.

One relationship instead of four, and one point of accountability.

Tax planning done in March is arithmetic. Done through the year it is planning.

We review transactions, projected profits, investments and liabilities as the year progresses, so that opportunities are identified while they can still be acted on.

How it works

The shape of the engagement

Month one

Health check and handover

We establish the current position — what's filed, what's outstanding, what needs correcting — and take over the calendar.

Every month

Review and report

Books reviewed, reconciliations done, compliance status reported, MIS issued.

Each quarter

Deeper review

Performance, working capital and tax position examined with management.

Annually

Statutory close

Financial statements, annual returns and the filings that close the year — from records already in order.

Why choose us

Thirty-six years, one point of contact

Continuous, not annual

Twelve reviews a year rather than one reconstruction.

One team, one window

Books, GST, TDS, payroll and ROC in the same place, so nothing sits in a gap.

Reminders before the date

With the working already prepared.

MIS you can act on

Reporting designed for a decision, not for a file.

Access to seniors

Retainership includes the conversation, not just the compliance.

Confidential

Your books stay with the people working on them.

Common questions

Before you get in touch

An in-house accountant records transactions. This is supervision, review and advisory on top of that — including specialist input on GST, TDS, ROC and tax planning that a single hire is unlikely to cover. Many clients have both: their own accountant, supervised by us.
Not necessarily. We frequently supervise an internal bookkeeper rather than replacing them, which is usually the cheaper and more stable arrangement. Where there's no one internal, we can handle the books directly.
Yes, and it's common. We begin with a health check to establish what's been filed and what's outstanding, quantify anything that needs correcting, then take the calendar forward.
A compliance status covering what was filed and what's next, reconciliations, an MIS pack sized to your business, and a note flagging anything that needs a decision. The format gets set at the start to suit how you read numbers.
Possibly. If your obligations are light, a one-off assignment or a lighter arrangement may serve you better, and we'll say so. The retainership earns its fee where there's a real calendar to manage.
A consultation at the firm
Get in touch

Tell us what you’re dealing with

The first consultation is free and carries no obligation. We’ll tell you what applies, what it costs and how long it takes.

  • 35 C.R. Avenue, Kolkata 700012
  • +91 98300 69332
  • Mon–Sat, 9am–7pm
  • info@rtctax.in

The first consultation is free.

Tell us what you’re dealing with — we’ll tell you what it involves.

Book a consultation
Chat on WhatsApp